How long should it take to receive compensation? Well, there are two main categories of compensation in workers' compensation cases. There's medical benefits and then there's wage loss benefits. Wage loss, there's a seven day waiting period under North Carolina law. So, for the first seven days that someone is out of work after an accident, no compensation is paid. However, if they're out of work longer than 21 days, that first week of compensation is then paid to them. If a case is accepted, those benefits will start then relatively soon. However, if liability is denied, benefits won't be paid until there's a judgment from the North Carolina Industrial Commission that the employer and/or insurance carrier owe workers' compensation benefits for that accident. Medical treatment on the other hand, as long as the case is accepted, gets paid right away and under North Carolina workers' compensation laws, there are no copays or deductibles, 100% of the medical treatment is paid for by the employer and their insurance carrier when an injury is covered by workers' compensation. The limitation is the treatment has to be reasonably necessary to affect a cure, provide relief, or lessen the period of the employee's disability.
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