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Always Read the Fine Print

April 12, 2012

I just received an invitation to a free dinner at a very good steak house. I do not know what is going to be served at the steak house. It has been many years since I have dined at the steak house but my memory was the food was excellent, […]

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Workers’ Comp: Can an Employer Have its Injured Worker Declared Permanently and Totally Disabled?

The statute that governs occupational death claims in North Carolina, Section 97-38, sets a time limit for allowing such claims to proceed. An injured worker’s dependents are eligible for death benefits if her death occurs within (a) 6 years of the injury or occupational disease or (b) 2 years of […]

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Workers’ Comp: New Study — &ldquo ; Injury is a failure of management.’

Two scholars from the University of Georgia recently performed a study of workplace conditions that contribute to workplace injuries, and the findings are eye-opening. According to the article, an employer’s management, organization, and work-life balance have an effect on injury rates. An employer that runs a ‘smooth and effective’ operation […]

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Wreck Damage May Create Diminished Value

Would you pay the same amount for a car that has been in a wreck as one that has not been in a wreck? If your vehicle requires repair at 25 percent of its value or more, the wreck must be reported on the title. For example, if you own […]

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Medpay is yours, not medical providers’

Many people have medical payments coverage under their automobile insurance policy. Medical payments coverage is referred to as medpay. Most people do not even know that they have medpay coverage. Those who do know about medpay coverage do not know what it is for. Medpay coverage reimburses you for healthcare […]

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Congressman Seeks Hearing on Safety of Vaginal Mesh Implants

On January 3, 2012, the U.S. Food and Drug Administration (FDA) ordered manufacturers of vaginal mesh implants, such as Johnson & Johnson, Boston Scientific, Bard and American Medical, to study the number and kind of side effects reported with the use of the mesh implants. Following the FDA Order and […]

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EPA Issues “Early Warning Report” on Unsafe Handling of Asbestos

On December 14, 2011, Arthur A. Elkins, Jr., the Inspector General of the EPA, issued an Early Warning Report concerning the use of unapproved and potentially unsafe asbestos demolition methods. The EPA itself had been using a quicker and less expensive method for asbestos removal than was allowed in its […]

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Study Finds Malpractice Damages Caps Have NOT Controlled Health Care Costs or Premiums

In 2011, the North Carolina legislature passed so-called medical malpractice “reform,” which gives near legal immunity to emergency room medical providers and takes away a North Carolinian’s constitutional right to a jury trial, and substitutes damages caps determined by politicians in Raleigh instead of by 12 citizens in a community. […]

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Freedom and Mobility in Banking Act Introduced

October 18, 2011

Representative Brad Miller of North Carolina recently introduced the Freedom and Mobility in Banking Act. The purpose of the act is to make it easier for consumers to close their account with one bank and move to another bank or credit union. The act follows recent announcements of fee increases […]

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Banks Add Monthly Debit Card Fees To Recoup Income Lost Through Capped Processing Charges

October 13, 2011

Recently, Bank of America announced that it would charge customers a fee of $5.00 per month in any month that the customer uses a debit card to make a purchase. The move created a firestorm among Bank of America customers, who launched a barrage of email complaints and an Internet […]

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