According to Bloomberg, Bank of America was sued in federal court in Florida over abusive practices with force-placed homeowner’s insurance. The named plaintiff was charged nearly $4,500 for force-placed hazard insurance even though he already had that homeowner’s coverage on his home. The force-placed policy, which covered only wind and […]
New York Department of Financial Services Investigates Force-Placed Insurance Schemes
The New York Department of Financial Services is investigating whether two insurers, Assurant and QBE Insurance, which control about 90 percent of the market for force-placed insurance, obtained their dominant market positions by paying improper kickbacks to banks. The department is considering whether the illicit relationships between banks and the […]
How Healthy Is Your County?
Do you want current information on the health of your county – well depending on what you find in the website discussed below – maybe not. This blog post is about a very interesting website chock-full of details about the health of nearly every county in the nation. This is […]
Fatal Falls Appear To Be on the Rise Among Elderly Americans
Fatal falls seem to be on the rise for our senior citizens. According to Medical News Today, each year, one in three older adults in the U.S. falls, making falls the leading cause of injury related deaths for older Americans. The costs per year associated with the treatment of fall […]
Pro-Asbestos Industry Group Shutting Its Doors
The Chrysotile Institute, a Canadian advocacy group promoting the use of asbestos, has announced its plan to dissolve. The group was formed in 1984 (originally named the Asbestos Institute) and was funded by the Canadian government. The Institute has been controversial, because it has promoted the “safe use” of asbestos, […]
Boating and Child Safety
As the summer approaches, our thoughts often turn to boating. Remember as captain of your vessel, you are responsible for your passengers. Many times we forget about the children. Remember that a child on a boat is still a child. Very few boats are equipped with seatbelts. If you are […]
US Banks to be Examined Regarding Overdraft Fees
The Consumer Financial Protection Bureau (CFPB) recently announced that it is reviewing bank practices to determine whether regulations aimed at curbing abuses with overdraft fees went far enough. The agency plans to decide by the end of the year whether additional rules and restrictions are needed to protect consumers. In […]
Bills Introduced to Alter Rule on Generic Drug Labels
Bills were recently introduced in the Senate and the House of Representatives that would allow generic drug companies to update warning information about the drugs they manufacture and sell. The bills would also clear the way for consumers harmed by generic drugs to bring failure to warn claims against generic […]
Distracted Driving and Teenagers
It applies to all of us but particularly young adults who are so familiar with smart phones. Some sobering statistics: 20 percent of injury crashes involve reports of distracted driving. In a study of over eighteen months, college students using a sophisticated driving simulator showed an eight times greater crash […]
Always Read the Fine Print
I just received an invitation to a free dinner at a very good steak house. I do not know what is going to be served at the steak house. It has been many years since I have dined at the steak house but my memory was the food was excellent, […]
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